Defines and prohibits unfair or deceptive acts and practices in the insurance business, including misrepresentation, false advertising, and unfair claims settlement. Applies to insurers, agents, and other persons engaged in the business of insurance.
15
Rules extracted
80
Obligations decomposed
5.3x
Avg obligations per rule
🇺🇸 United States
Jurisdiction
Model law adopted by all 50 states defining and prohibiting unfair methods of competition and unfair or deceptive acts and practices in the business of insurance, including misrepresentation, false advertising, defamation, boycott, coercion, unfair discrimination, and rebating.
Source
1
Regulation
Extracted
15
Rules
Decomposed
80
Obligations
Decomposition ratio
Each rule is decomposed into an average of 5.3 atomic obligations — the smallest testable units that can be independently violated.
Fully extracted & scored
All 80 obligations have been decomposed, titled, risk-scored, and embedded for semantic matching.
Every obligation in Model Law #880 is scored across independent risk dimensions:
Obligation Weight
How critical within the regulatory framework
Violation Likelihood
How often breached in practice
Enforcement Evidence
Regulator enforcement history and penalties
Cascade Dependency
How many obligations depend on this one
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14 rules, 58 obligations
13 rules, 83 obligations
10 rules, 67 obligations
10 rules, 71 obligations
13 rules, 211 obligations
10 rules, 150 obligations
10 rules, 52 obligations
16 rules, 260 obligations
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