Solvency, reserving, market conduct, reinsurance, and insurance distribution requirements across life, general, and specialty lines. AuditDSS decomposes 98 regulations into 47,577 individually testable obligations across 8 jurisdictions with 4-axis risk scoring.
DOL, SEC, and international regulators are pursuing benefit plan fiduciaries, insurance fraud, and market conduct violations with unprecedented severity.
$417M
DOL-EBSA enforcement recoveries
Enron 401(k) $85M, CIGNA $65M, Lockheed $62M — ERISA fiduciary breaches destroy retirement savings and generate massive settlements
$1.68B
SFO international fraud penalties
Airbus $830M, Rolls-Royce $497M — bribery and corruption in insurance-adjacent industries signal expanding cross-border enforcement
$27.1B
SEC total enforcement
Insurance-linked securities, variable annuities, and investment advisor conduct — the SEC's reach into insurance products keeps growing
98
Regulations covered
5,373
Rules decomposed
47,577
Obligations scored
8
Jurisdictions
8 jurisdictions, 98 regulations
From ERISA fiduciary duties and DOL prohibited transactions to state market conduct requirements and Solvency II capital standards — AuditDSS decomposes every regulation into independently testable obligations.
Score your market conduct compliance, claims handling procedures, and ERISA fiduciary obligations in a single assessment. Know what state examiners will flag before they arrive.
Rate filing compliance, surplus lines requirements, and multi-state market conduct obligations scored at the obligation level. Stop managing 50-state compliance in spreadsheets.
ERISA fiduciary duties are personal liability. DOL-EBSA investigations target plan sponsors who fail to monitor fees, manage conflicts, or follow prudent processes.
All 98 regulations applicable to insurance, grouped by theme. Every regulation links to its detailed obligation breakdown.
Australian Prudential Regulation Authority
Australian Prudential Regulation Authority
Australian Prudential Regulation Authority
Australian Prudential Regulation Authority
Parliament of Canada
European Insurance and Occupational Pensions Authority
National Association of Insurance Commissioners
National Association of Insurance Commissioners
Office of the Superintendent of Financial Institutions
Prudential Regulation Authority
Australian Government Treasury
European Insurance and Occupational Pensions Authority
National Association of Insurance Commissioners
National Association of Insurance Commissioners
National Association of Insurance Commissioners
National Association of Insurance Commissioners
Financial Conduct Authority
Financial Conduct Authority
Australian Transaction Reports and Analysis Centre
Australian Transaction Reports and Analysis Centre
Financial Crimes Enforcement Network
European Parliament and Council
Financial Action Task Force
Financial Crimes Enforcement Network
Office of Foreign Assets Control
Cyber and Infrastructure Security Centre
Joint Committee of European Supervisory Authorities (EBA/ESMA/EIOPA)
Federal Trade Commission
Center for Internet Security
European Union Agency for Cybersecurity
National Institute of Standards and Technology
National Institute of Standards and Technology
New York Department of Financial Services
PCI Security Standards Council
Saudi Arabian Monetary Authority
General Services Administration
HITRUST Alliance
American Institute of Certified Public Accountants
Office of the Australian Information Commissioner
California Attorney General / California Privacy Protection Agency
European Data Protection Board
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau
HHS Office for Civil Rights
Saudi Data and AI Authority
Information Commissioner's Office
Department of Labor - Employee Benefits Security Administration
European Parliament and Council
US Department of Justice — FCPA Unit
Agence Française Anticorruption
Information Systems Audit and Control Association
Committee of Sponsoring Organizations of the Treadway Commission
Securities and Exchange Commission
Serious Fraud Office
Australian Securities and Investments Commission
European Parliament and Council
European Parliament and Council
European Parliament and Council
Accountability Framework initiative
Partnership for Carbon Accounting Financials
Science Based Targets initiative
Taskforce on Nature-related Financial Disclosures
International Sustainability Standards Board
International Sustainability Standards Board
Capital Market Authority of Saudi Arabia
Securities and Exchange Commission
Financial Conduct Authority
Fair Work Commission
Australian Border Force
Ministry of Human Resources and Social Development
Equality and Human Rights Commission
Advisory, Conciliation and Arbitration Service
Independent Anti-Slavery Commissioner
U.S. Department of Labor — Wage and Hour Division
U.S. Department of Labor — Wage and Hour Division
Equal Employment Opportunity Commission
Safe Work Australia
European Parliament and Council
Occupational Safety and Health Administration
Occupational Safety and Health Administration
Health and Safety Executive
Capital Market Authority of Saudi Arabia
National Cybersecurity Authority
National Cybersecurity Authority
National Cybersecurity Authority
National Cybersecurity Authority
Saudi Arabian Monetary Authority
Zakat, Tax and Customs Authority
Saudi Arabian Monetary Authority
American Institute of Certified Public Accountants
Center for Internet Security
Information Systems Audit and Control Association
Committee of Sponsoring Organizations of the Treadway Commission
Cloud Security Alliance
International Auditing and Assurance Standards Board
International Auditing and Assurance Standards Board
American Institute of Certified Public Accountants
American Institute of Certified Public Accountants
Answer a few questions about your business. Get a complete compliance program — policies, procedures, and operational forms — tailored to your risk profile and mapped to every obligation. Ready in minutes.
Insurance Compliance Policy
Risk-calibrated · 10–15 sections
Operational Procedures
Step-by-step · Staff-ready
Forms & Checklists
Operational forms · Ready to use
Score your existing policies against 47,577 obligations — or generate a complete compliance program tailored to your business in minutes.