Prudential regulation, consumer banking, payments, fair lending, and financial stability requirements for banks, credit unions, and deposit-taking institutions. AuditDSS decomposes 105 regulations into 55,864 individually testable obligations across 9 jurisdictions with 4-axis risk scoring.
CFPB, FinCEN, and the Federal Reserve are issuing record penalties. A single BSA/AML failure can cost more than a decade of compliance investment.
$9.2B
CFPB enforcement actions
Wells Fargo $3.7B, Navient $1.85B, Bank of America $727M — consumer protection failures carry existential fines
$6.8B
FinCEN AML penalties
TD Bank $1.3B, HSBC $500M — BSA/AML program deficiencies are the fastest path to a consent order
$2.15B
Federal Reserve enforcement
BofA $727M, US Bank $613M, JPMorgan $309M — supervisory actions that restrict growth and require board-level remediation
105
Regulations covered
5,608
Rules decomposed
55,864
Obligations scored
9
Jurisdictions
9 jurisdictions, 105 regulations
From BSA/AML transaction monitoring to CFPB consumer protection rules, from Basel III capital requirements to CRA community reinvestment obligations — AuditDSS decomposes every regulation into independently testable obligations.
Score your BSA/AML program, CFPB readiness, and fair lending compliance in a single assessment. Find the gaps before your next OCC or FDIC examination.
TILA-RESPA, HMDA, ECOA, and Reg Z obligations scored at the requirement level. Know exactly which disclosure, timing, or fair lending obligation you're missing before CFPB comes knocking.
Moving fast doesn't exempt you from compliance. CFPB is targeting fintech-bank partnerships, and FinCEN expects the same BSA standards regardless of your charter status.
All 105 regulations applicable to banking & financial services, grouped by theme. Every regulation links to its detailed obligation breakdown.
Australian Prudential Regulation Authority
Australian Prudential Regulation Authority
Australian Prudential Regulation Authority
Australian Prudential Regulation Authority
European Parliament and Council
National Credit Union Administration
Federal Reserve Board
Federal Reserve Board
Federal Reserve Board
Monetary Authority of Singapore
Financial Conduct Authority
Financial Conduct Authority
Australian Securities and Investments Commission
Federal Reserve Board
European Parliament and Council
Consumer Financial Protection Bureau
Federal Reserve Board
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau
Financial Conduct Authority
Australian Transaction Reports and Analysis Centre
Australian Transaction Reports and Analysis Centre
Financial Crimes Enforcement Network
Financial Transactions and Reports Analysis Centre of Canada
European Parliament and Council
Financial Action Task Force
Financial Crimes Enforcement Network
Office of Foreign Assets Control
Cyber and Infrastructure Security Centre
Joint Committee of European Supervisory Authorities (EBA/ESMA/EIOPA)
Federal Trade Commission
Consumer Financial Protection Bureau
Center for Internet Security
European Union Agency for Cybersecurity
National Institute of Standards and Technology
National Institute of Standards and Technology
New York Department of Financial Services
PCI Security Standards Council
Saudi Arabian Monetary Authority
General Services Administration
HITRUST Alliance
American Institute of Certified Public Accountants
Office of the Australian Information Commissioner
California Attorney General / California Privacy Protection Agency
Department of Homeland Security
European Data Protection Board
Consumer Financial Protection Bureau
Saudi Data and AI Authority
Information Commissioner's Office
Department of Labor - Employee Benefits Security Administration
European Parliament and Council
US Department of Justice — FCPA Unit
Agence Française Anticorruption
Information Systems Audit and Control Association
Committee of Sponsoring Organizations of the Treadway Commission
Securities and Exchange Commission
Serious Fraud Office
American Institute of Certified Public Accountants
Center for Internet Security
Committee of Sponsoring Organizations of the Treadway Commission
Cloud Security Alliance
International Auditing and Assurance Standards Board
International Auditing and Assurance Standards Board
American Institute of Certified Public Accountants
American Institute of Certified Public Accountants
Capital Market Authority of Saudi Arabia
National Cybersecurity Authority
National Cybersecurity Authority
National Cybersecurity Authority
National Cybersecurity Authority
National Cybersecurity Authority
Saudi Arabian Monetary Authority
Saudi Arabian Monetary Authority
Zakat, Tax and Customs Authority
Saudi Arabian Monetary Authority
Australian Securities and Investments Commission
European Parliament and Council
European Parliament and Council
European Parliament and Council
Accountability Framework initiative
Partnership for Carbon Accounting Financials
Science Based Targets initiative
Taskforce on Nature-related Financial Disclosures
International Sustainability Standards Board
International Sustainability Standards Board
Capital Market Authority of Saudi Arabia
Securities and Exchange Commission
Monetary Authority of Singapore
Financial Conduct Authority
Fair Work Commission
Australian Border Force
Ministry of Human Resources and Social Development
Equality and Human Rights Commission
Advisory, Conciliation and Arbitration Service
Independent Anti-Slavery Commissioner
U.S. Department of Labor — Wage and Hour Division
U.S. Department of Labor — Wage and Hour Division
Equal Employment Opportunity Commission
Safe Work Australia
European Parliament and Council
Occupational Safety and Health Administration
Occupational Safety and Health Administration
Health and Safety Executive
Answer a few questions about your business. Get a complete compliance program — policies, procedures, and operational forms — tailored to your risk profile and mapped to every obligation. Ready in minutes.
Banking & Financial Services Compliance Policy
Risk-calibrated · 10–15 sections
Operational Procedures
Step-by-step · Staff-ready
Forms & Checklists
Operational forms · Ready to use
Score your existing policies against 55,864 obligations — or generate a complete compliance program tailored to your business in minutes.