Sets expectations for federally regulated insurers in Canada regarding reinsurance risk management, including due diligence, documentation, and concentration risk. Applies to Canadian federally regulated insurance companies.
17
Rules extracted
121
Obligations decomposed
7.1x
Avg obligations per rule
🇨🇦 Canada
Jurisdiction
Guideline B-3 sets out OSFI's expectations for federally regulated insurers (FRIs) in Canada regarding sound reinsurance practices, including governance, risk management, counterparty assessment, concentration risk, claims management, stress testing and reporting. Revised effective January 1, 2025.
Source
1
Regulation
Extracted
17
Rules
Decomposed
121
Obligations
Decomposition ratio
Each rule is decomposed into an average of 7.1 atomic obligations — the smallest testable units that can be independently violated.
Fully extracted & scored
All 121 obligations have been decomposed, titled, risk-scored, and embedded for semantic matching.
Every obligation in Guideline B-3 is scored across independent risk dimensions:
Obligation Weight
How critical within the regulatory framework
Violation Likelihood
How often breached in practice
Enforcement Evidence
Regulator enforcement history and penalties
Cascade Dependency
How many obligations depend on this one
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High-level commitments and governance framework covering Guideline B-3 requirements.
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Ready-to-use forms, registers, and checklists for day-to-day compliance operations.
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Your document is scored against every obligation in Guideline B-3. Each claim is mapped to the obligation tree and evaluated for coverage.
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14 rules, 58 obligations
13 rules, 83 obligations
10 rules, 67 obligations
10 rules, 71 obligations
13 rules, 211 obligations
10 rules, 150 obligations
10 rules, 52 obligations
16 rules, 260 obligations
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