🇦🇺 Live AML & Counter-Terrorism Financing

AUSTRAC 2025

Anti-Money Laundering and Counter-Terrorism Financing Rules Instrument 2025

AUSTRAC Tranche 2 — Are you a new reporting entity?

Accountants, lawyers, real estate agents, and precious metals dealers must comply by July 2026. Generate your AML/CTF program in minutes.

154

Rules extracted

1,975

Obligations decomposed

12.8x

Avg obligations per rule

🇦🇺 Australia

Jurisdiction

What AuditDSS covers

Source

Regulation

Extracted

154

Rules

Decomposed

1,975

Obligations

12.8x

Decomposition ratio

Each rule is decomposed into an average of 12.8 atomic obligations — the smallest testable units that can be independently violated.

Fully extracted & scored

All 1,975 obligations have been decomposed, titled, risk-scored, and embedded for semantic matching.

Risk scoring

Every obligation in AUSTRAC 2025 is scored across independent risk dimensions:

Obligation Weight

How critical within the regulatory framework

Violation Likelihood

How often breached in practice

Enforcement Evidence

Regulator enforcement history and penalties

Cascade Dependency

How many obligations depend on this one

Regulatory details

Full title: AUSTRAC 2025
Regulatory body: Australian Transaction Reports and Analysis Centre
Jurisdiction: 🇦🇺 Australia
Document type: regulation
Effective date: March 1, 2025
Industry: AML & Counter-Terrorism Financing

Who this applies to

banksremittance providersgambling operatorsinsurerssecurities dealerssuperannuation fundslawyersaccountantsreal estate agentsconveyancers

Key requirements

enhanced AML/CTF programs
risk-based customer due diligence
beneficial ownership identification
suspicious matter reporting
transaction monitoring
tipping off prohibition

Frequently asked questions about AUSTRAC 2025

What is AUSTRAC 2025?

Anti-Money Laundering and Counter-Terrorism Financing Rules Instrument 2025

Who does AUSTRAC 2025 apply to?

AUSTRAC 2025 applies to banks, remittance providers, gambling operators, insurers, securities dealers, superannuation funds, lawyers, accountants, real estate agents, conveyancers.

How many obligations does AUSTRAC 2025 contain?

AuditDSS has decomposed AUSTRAC 2025 into 1,975 atomic obligations from 154 rules. Each obligation is independently testable and risk-scored.

What are the key requirements of AUSTRAC 2025?

The key requirements include: enhanced AML/CTF programs, risk-based customer due diligence, beneficial ownership identification, suspicious matter reporting, transaction monitoring, tipping off prohibition.

How can I assess my AUSTRAC 2025 compliance?

Upload your compliance policy to AuditDSS. The platform maps your document against all 1,975 AUSTRAC 2025 obligations using deterministic AI scoring — not checklists or LLM summaries. You get a risk-scored gap analysis showing exactly which obligations are covered, partially covered, or missing.

Which jurisdiction enforces AUSTRAC 2025?

AUSTRAC 2025 is enforced in Australia by Australian Transaction Reports and Analysis Centre.

When did AUSTRAC 2025 come into effect?

AUSTRAC 2025 became effective on March 1, 2025.

What industry does AUSTRAC 2025 apply to?

AUSTRAC 2025 is primarily relevant to the AML & Counter-Terrorism Financing industry. AuditDSS covers 64 regulations in this industry sector.

Build a AUSTRAC 2025 compliance pack

Don't have a compliance policy yet? AuditDSS generates a complete compliance pack for AUSTRAC 2025 — alone or combined with other regulations your business needs. Every clause is mapped to specific obligations.

Policy

High-level commitments and governance framework covering AUSTRAC 2025 requirements.

Procedures

Step-by-step operational procedures to implement each policy commitment.

Forms & checklists

Ready-to-use forms, registers, and checklists for day-to-day compliance operations.

Multi-regulation

Combine AUSTRAC 2025 with other regulations into a single unified compliance pack for your business.

Build AUSTRAC 2025 compliance pack

Already have a policy? Assess it against AUSTRAC 2025

Upload your document

Upload your compliance policy, program manual, or operational document. AuditDSS accepts any text-based document.

AI maps against 1,975 obligations

Your document is scored against every obligation in AUSTRAC 2025. Each claim is mapped to the obligation tree and evaluated for coverage.

Risk-scored gap report

Receive every gap ranked by risk priority with remediation guidance, enforcement evidence, and cascade impact analysis.