🇧🇷 Live Crypto & Digital Assets

Brazil Crypto-Asset Framework (Law 14,478/2022)

Establishes licensing and compliance rules for crypto-asset service providers in Brazil.

11

Rules extracted

151

Obligations decomposed

13.7x

Avg obligations per rule

🇧🇷 Brazil

Jurisdiction

About this regulation

Law No 14,478/2022 (Marco Legal das Criptomoedas), signed December 21, 2022 and effective June 20, 2023, establishes Brazil's comprehensive legal framework for virtual assets and virtual asset service providers (VASPs). The BCB was designated as the primary regulator via Decree 11,563/2023. BCB Resolutions 519, 520, and 521 (November 2025) operationalize the framework with detailed requirements for authorization, operations, supervision, asset segregation, custody, and foreign exchange integration. The law covers definitions, BCB authorization, segregation of client assets, corporate governance, AML/CFT via amendments to Law 9,613/1998, crypto-specific fraud crimes added to the Criminal Code, consumer protection, stablecoin regulation, interoperability, and penalties.

What AuditDSS covers

Source

1

Regulation

Extracted

11

Rules

Decomposed

151

Obligations

13.7x

Decomposition ratio

Each rule is decomposed into an average of 13.7 atomic obligations — the smallest testable units that can be independently violated.

Fully extracted & scored

All 151 obligations have been decomposed, titled, risk-scored, and embedded for semantic matching.

Risk scoring

Every obligation in BR Crypto (Marco Legal) is scored across independent risk dimensions:

W

Obligation Weight

How critical within the regulatory framework

L

Violation Likelihood

How often breached in practice

E

Enforcement Evidence

Regulator enforcement history and penalties

C

Cascade Dependency

How many obligations depend on this one

Regulatory details

Full title
Brazil Crypto-Asset Framework (Law 14,478/2022)
Regulatory body
Banco Central do Brasil
Jurisdiction
🇧🇷 Brazil
Document type
statute
Effective date
June 20, 2023
Issuing authority
Banco Central do Brasil (BCB)
Official source
View source document ↗

Who this applies to

virtual asset service providers (VASPs)crypto exchangescustodiansdirectors and officers

Key requirements

  • BCB authorization
  • client asset segregation
  • corporate governance
  • AML/CFT (COAF registration)
  • crypto-specific fraud crimes
  • consumer protection
  • interoperability with Pix/DREX
  • fines up to BRL 50M or 2% revenue

Frequently asked questions about BR Crypto (Marco Legal)

What is BR Crypto (Marco Legal)?

Law No 14,478/2022 (Marco Legal das Criptomoedas), signed December 21, 2022 and effective June 20, 2023, establishes Brazil's comprehensive legal framework for virtual assets and virtual asset service providers (VASPs). The BCB was designated as the primary regulator via Decree 11,563/2023. BCB Resolutions 519, 520, and 521 (November 2025) operationalize the framework with detailed requirements for authorization, operations, supervision, asset segregation, custody, and foreign exchange integration. The law covers definitions, BCB authorization, segregation of client assets, corporate governance, AML/CFT via amendments to Law 9,613/1998, crypto-specific fraud crimes added to the Criminal Code, consumer protection, stablecoin regulation, interoperability, and penalties.

Who does BR Crypto (Marco Legal) apply to?

BR Crypto (Marco Legal) applies to virtual asset service providers (VASPs), crypto exchanges, custodians, directors and officers.

How many obligations does BR Crypto (Marco Legal) contain?

AuditDSS has decomposed BR Crypto (Marco Legal) into 151 atomic obligations from 11 rules. Each obligation is independently testable and risk-scored.

What are the key requirements of BR Crypto (Marco Legal)?

The key requirements include: BCB authorization, client asset segregation, corporate governance, AML/CFT (COAF registration), crypto-specific fraud crimes, consumer protection, interoperability with Pix/DREX, fines up to BRL 50M or 2% revenue.

How can I assess my BR Crypto (Marco Legal) compliance?

Upload your compliance policy to AuditDSS. The platform maps your document against all 151 BR Crypto (Marco Legal) obligations using deterministic AI scoring — not checklists or LLM summaries. You get a risk-scored gap analysis showing exactly which obligations are covered, partially covered, or missing.

Which jurisdiction enforces BR Crypto (Marco Legal)?

BR Crypto (Marco Legal) is enforced in Brazil by Banco Central do Brasil.

When did BR Crypto (Marco Legal) come into effect?

BR Crypto (Marco Legal) became effective on June 20, 2023.

What industry does BR Crypto (Marco Legal) apply to?

BR Crypto (Marco Legal) is primarily relevant to the Crypto & Digital Assets industry. AuditDSS covers 80 regulations in this industry sector.

Build a BR Crypto (Marco Legal) compliance pack

Don't have a compliance policy yet? AuditDSS generates a complete compliance pack for BR Crypto (Marco Legal) — alone or combined with other regulations your business needs. Every clause is mapped to specific obligations.

Policy

High-level commitments and governance framework covering BR Crypto (Marco Legal) requirements.

Procedures

Step-by-step operational procedures to implement each policy commitment.

Forms & checklists

Ready-to-use forms, registers, and checklists for day-to-day compliance operations.

Multi-regulation

Combine BR Crypto (Marco Legal) with other regulations into a single unified compliance pack for your business.

Already have a policy? Assess it against BR Crypto (Marco Legal)

1

Upload your document

Upload your compliance policy, program manual, or operational document. AuditDSS accepts any text-based document.

2

AI maps against 151 obligations

Your document is scored against every obligation in BR Crypto (Marco Legal). Each claim is mapped to the obligation tree and evaluated for coverage.

3

Risk-scored gap report

Receive every gap ranked by risk priority with remediation guidance, enforcement evidence, and cascade impact analysis.

Related regulations in Crypto & Digital Assets

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Upload your document and get a risk-scored gap analysis against 151 BR Crypto (Marco Legal) obligations in under 5 minutes.