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Switzerland FINMA DLT/Blockchain Framework

Swiss regulatory framework for DLT-based financial services, including tokenised securities and trading facilities.

10

Rules extracted

150

Obligations decomposed

15.0x

Avg obligations per rule

🇨🇭 Switzerland

Jurisdiction

About this regulation

Switzerland adopted the Federal Act on the Adaptation of Federal Law to Developments in Distributed Ledger Technology (DLT Act) in stages from February 2021 through August 2021, amending existing financial legislation to be technology-neutral. FINMA provides regulatory guidance through its ICO guidelines (2018), token classification framework (payment/utility/asset tokens), FinTech license (sandbox up to CHF 1 million), DLT trading facility license, stablecoin classification, AML/CFT requirements for VASPs via AMLA, custody segregation in bankruptcy, and Travel Rule compliance. The framework is principles-based and covers the full lifecycle of DLT-based financial services.

What AuditDSS covers

Source

1

Regulation

Extracted

10

Rules

Decomposed

150

Obligations

15.0x

Decomposition ratio

Each rule is decomposed into an average of 15.0 atomic obligations — the smallest testable units that can be independently violated.

Fully extracted & scored

All 150 obligations have been decomposed, titled, risk-scored, and embedded for semantic matching.

Risk scoring

Every obligation in CH FINMA DLT Framework is scored across independent risk dimensions:

W

Obligation Weight

How critical within the regulatory framework

L

Violation Likelihood

How often breached in practice

E

Enforcement Evidence

Regulator enforcement history and penalties

C

Cascade Dependency

How many obligations depend on this one

Regulatory details

Full title
Switzerland FINMA DLT/Blockchain Framework
Regulatory body
Swiss Financial Market Supervisory Authority
Jurisdiction
🇨🇭 Switzerland
Document type
statute
Effective date
August 1, 2021
Issuing authority
Swiss Financial Market Supervisory Authority (FINMA)
Official source
View source document ↗

Who this applies to

DLT trading facilitiescrypto exchangestoken issuersFinTech licenseescustodiansstablecoin issuersVASPs

Key requirements

  • token classification (payment/utility/asset)
  • DLT trading facility license
  • ICO prospectus requirements
  • FinTech license (CHF 100M cap)
  • sandbox (CHF 1M)
  • AML/CFT via AMLA
  • Travel Rule
  • custody segregation in bankruptcy
  • stablecoin authorization

Frequently asked questions about CH FINMA DLT Framework

What is CH FINMA DLT Framework?

Switzerland adopted the Federal Act on the Adaptation of Federal Law to Developments in Distributed Ledger Technology (DLT Act) in stages from February 2021 through August 2021, amending existing financial legislation to be technology-neutral. FINMA provides regulatory guidance through its ICO guidelines (2018), token classification framework (payment/utility/asset tokens), FinTech license (sandbox up to CHF 1 million), DLT trading facility license, stablecoin classification, AML/CFT requirements for VASPs via AMLA, custody segregation in bankruptcy, and Travel Rule compliance. The framework is principles-based and covers the full lifecycle of DLT-based financial services.

Who does CH FINMA DLT Framework apply to?

CH FINMA DLT Framework applies to DLT trading facilities, crypto exchanges, token issuers, FinTech licensees, custodians, stablecoin issuers, VASPs.

How many obligations does CH FINMA DLT Framework contain?

AuditDSS has decomposed CH FINMA DLT Framework into 150 atomic obligations from 10 rules. Each obligation is independently testable and risk-scored.

What are the key requirements of CH FINMA DLT Framework?

The key requirements include: token classification (payment/utility/asset), DLT trading facility license, ICO prospectus requirements, FinTech license (CHF 100M cap), sandbox (CHF 1M), AML/CFT via AMLA, Travel Rule, custody segregation in bankruptcy, stablecoin authorization.

How can I assess my CH FINMA DLT Framework compliance?

Upload your compliance policy to AuditDSS. The platform maps your document against all 150 CH FINMA DLT Framework obligations using deterministic AI scoring — not checklists or LLM summaries. You get a risk-scored gap analysis showing exactly which obligations are covered, partially covered, or missing.

Which jurisdiction enforces CH FINMA DLT Framework?

CH FINMA DLT Framework is enforced in Switzerland by Swiss Financial Market Supervisory Authority.

When did CH FINMA DLT Framework come into effect?

CH FINMA DLT Framework became effective on August 1, 2021.

What industry does CH FINMA DLT Framework apply to?

CH FINMA DLT Framework is primarily relevant to the Crypto & Digital Assets industry. AuditDSS covers 80 regulations in this industry sector.

Build a CH FINMA DLT Framework compliance pack

Don't have a compliance policy yet? AuditDSS generates a complete compliance pack for CH FINMA DLT Framework — alone or combined with other regulations your business needs. Every clause is mapped to specific obligations.

Policy

High-level commitments and governance framework covering CH FINMA DLT Framework requirements.

Procedures

Step-by-step operational procedures to implement each policy commitment.

Forms & checklists

Ready-to-use forms, registers, and checklists for day-to-day compliance operations.

Multi-regulation

Combine CH FINMA DLT Framework with other regulations into a single unified compliance pack for your business.

Already have a policy? Assess it against CH FINMA DLT Framework

1

Upload your document

Upload your compliance policy, program manual, or operational document. AuditDSS accepts any text-based document.

2

AI maps against 150 obligations

Your document is scored against every obligation in CH FINMA DLT Framework. Each claim is mapped to the obligation tree and evaluated for coverage.

3

Risk-scored gap report

Receive every gap ranked by risk priority with remediation guidance, enforcement evidence, and cascade impact analysis.

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Assess your CH FINMA DLT Framework compliance

Upload your document and get a risk-scored gap analysis against 150 CH FINMA DLT Framework obligations in under 5 minutes.