🇺🇸 Live Transportation

FinCEN BSA

Bank Secrecy Act / Anti-Money Laundering — 31 CFR Chapter X

291

Rules extracted

2,640

Obligations decomposed

9.1x

Avg obligations per rule

🇺🇸 United States

Jurisdiction

What AuditDSS covers

Source

Regulation

Extracted

291

Rules

Decomposed

2,640

Obligations

9.1x

Decomposition ratio

Each rule is decomposed into an average of 9.1 atomic obligations — the smallest testable units that can be independently violated.

Fully extracted & scored

All 2,640 obligations have been decomposed, titled, risk-scored, and embedded for semantic matching.

Risk scoring

Every obligation in FinCEN BSA is scored across independent risk dimensions:

Obligation Weight

How critical within the regulatory framework

Violation Likelihood

How often breached in practice

Enforcement Evidence

Regulator enforcement history and penalties

Cascade Dependency

How many obligations depend on this one

Regulatory details

Full title: FinCEN BSA
Regulatory body: Financial Crimes Enforcement Network
Jurisdiction: 🇺🇸 United States
Document type: regulation
Effective date: October 26, 1970
Industry: Transportation

Who this applies to

bankscasinosmoney services businessesbroker-dealersmutual fundsinsurance companiesprecious metals dealers

Key requirements

currency transaction reports
suspicious activity reports
customer identification program
beneficial ownership
AML program requirements
recordkeeping for funds transfers

Frequently asked questions about FinCEN BSA

What is FinCEN BSA?

Bank Secrecy Act / Anti-Money Laundering — 31 CFR Chapter X

Who does FinCEN BSA apply to?

FinCEN BSA applies to banks, casinos, money services businesses, broker-dealers, mutual funds, insurance companies, precious metals dealers.

How many obligations does FinCEN BSA contain?

AuditDSS has decomposed FinCEN BSA into 2,640 atomic obligations from 291 rules. Each obligation is independently testable and risk-scored.

What are the key requirements of FinCEN BSA?

The key requirements include: currency transaction reports, suspicious activity reports, customer identification program, beneficial ownership, AML program requirements, recordkeeping for funds transfers.

How can I assess my FinCEN BSA compliance?

Upload your compliance policy to AuditDSS. The platform maps your document against all 2,640 FinCEN BSA obligations using deterministic AI scoring — not checklists or LLM summaries. You get a risk-scored gap analysis showing exactly which obligations are covered, partially covered, or missing.

Which jurisdiction enforces FinCEN BSA?

FinCEN BSA is enforced in United States by Financial Crimes Enforcement Network.

When did FinCEN BSA come into effect?

FinCEN BSA became effective on October 26, 1970.

What industry does FinCEN BSA apply to?

FinCEN BSA is primarily relevant to the Transportation industry. AuditDSS covers 64 regulations in this industry sector.

Build a FinCEN BSA compliance pack

Don't have a compliance policy yet? AuditDSS generates a complete compliance pack for FinCEN BSA — alone or combined with other regulations your business needs. Every clause is mapped to specific obligations.

Policy

High-level commitments and governance framework covering FinCEN BSA requirements.

Procedures

Step-by-step operational procedures to implement each policy commitment.

Forms & checklists

Ready-to-use forms, registers, and checklists for day-to-day compliance operations.

Multi-regulation

Combine FinCEN BSA with other regulations into a single unified compliance pack for your business.

Build FinCEN BSA compliance pack

Already have a policy? Assess it against FinCEN BSA

Upload your document

Upload your compliance policy, program manual, or operational document. AuditDSS accepts any text-based document.

AI maps against 2,640 obligations

Your document is scored against every obligation in FinCEN BSA. Each claim is mapped to the obligation tree and evaluated for coverage.

Risk-scored gap report

Receive every gap ranked by risk priority with remediation guidance, enforcement evidence, and cascade impact analysis.