Licences and regulates digital payment token service providers in Singapore under MAS supervision.
11
Rules extracted
176
Obligations decomposed
16.0x
Avg obligations per rule
🇸🇬 Singapore
Jurisdiction
The Payment Services Act 2019 establishes a comprehensive licensing and regulatory framework for payment service providers in Singapore, including providers of digital payment token (DPT) services. It consolidates the previously separate Money-Changing and Remittance Businesses Act and the Payment Systems (Oversight) Act. Key provisions cover licensing of standard and major payment institutions, capital requirements, AML/CFT obligations for DPT service providers under MAS Notice PSN02, technology risk management, user protection measures, custody of customer assets, cross-border transfer requirements, and Travel Rule compliance for virtual asset transfers.
Source
1
Regulation
Extracted
11
Rules
Decomposed
176
Obligations
Decomposition ratio
Each rule is decomposed into an average of 16.0 atomic obligations — the smallest testable units that can be independently violated.
Fully extracted & scored
All 176 obligations have been decomposed, titled, risk-scored, and embedded for semantic matching.
Every obligation in PSA 2019 is scored across independent risk dimensions:
Obligation Weight
How critical within the regulatory framework
Violation Likelihood
How often breached in practice
Enforcement Evidence
Regulator enforcement history and penalties
Cascade Dependency
How many obligations depend on this one
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12 rules, 214 obligations
16 rules, 260 obligations
9 rules, 135 obligations
29 rules, 203 obligations
10 rules, 32 obligations
10 rules, 41 obligations
154 rules, 1,975 obligations
614 rules, 3,559 obligations
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